Privacy Policy for Agent Risk Score

Last Updated: January 14, 2026 Effective Date: January 14, 2026

Dynamic Resonance AI, Inc. (doing business as "Agent Risk Score") ("we," "us," or "our") respects your privacy and is committed to protecting the personal and business information you share with us.

This Privacy Policy describes how we collect, use, and share information in connection with our website, our insurance brokerage services, the Agent Risk Score AI Warranty (Service Contract), and our Cognitive Telemetry SDK (collectively, the "Services").

By accessing our website or using our Services (including applying for coverage or installing our SDK), you agree to the practices described in this policy.

1. Information We Collect

We collect information necessary to provide accurate insurance quotes, underwrite the Agent Risk Score AI Warranty, and monitor the stability of your AI agents.

A. Information You Provide Directly

When you fill out our Smart Intake Form, request a quote, or sign up for our Pilot Program, we collect:

  • Identity Data: Name, job title, email address, and phone number of the contact person.

  • Company Data: Business name, website, revenue estimates (US vs. Non-US), team size, and operational history.

  • Risk & Technical Data:

    • Description of your AI Agents (e.g., intended function, autonomy level).

    • Specifics on how your Agent executes transactions (read-only vs. write actions).

    • Methods used to monitor hallucinations (manual review, regex, etc.).

    • Data handling practices (PII, financial data, health records).

  • Security & Compliance Data: Information about Multi-Factor Authentication (MFA) usage, backup procedures, and contract structures (liability caps).

  • Claims History: Details regarding past claims, lawsuits, or disputes.

B. Information Collected via Technology (The SDK)

As part of the Agent Risk Score Service Contract, you may agree to install our Cognitive Telemetry SDK (either immediately or upon deferred release). Once active, this SDK collects:

  • Agent Performance Logs: Decision trees, logic pathways, and output generation timestamps.

  • Incident Data: Telemetry surrounding a specific "hallucination" or error event (used for forensic analysis).

  • Stability Metrics: Technical data required to calculate your "Stability Index."

Note: Our SDK is designed to monitor logic and stability, not to exfiltrate your customers' proprietary PII unless specifically required for a claim verification.

2. How We Use Your Information

We use the collected data for the following "Business Purposes":

  1. Insurance Brokerage: To map your risk profile to A-rated insurance carriers (e.g., Beazley, Chubb, Hiscox) and wholesale brokers (e.g., Boost, Tint) to generate Tech E&O and Cyber Liability quotes.

  2. Warranty Administration: To adjudicate claims under the Agent Risk Score AI Warranty, verify "Trigger Events" (Demand Letters), and process the $2,000 emergency defense payments.

  3. Risk Modeling: To refine our proprietary "Stability Index" and develop future affirmative AI insurance products based on aggregated risk data.

  4. Service Improvements: To analyze trends in AI liability and improve our SDK capabilities.

  5. Communications: To contact you regarding your quotes, policy renewals, SDK updates, or legal notices.

3. Sharing and Disclosure of Information

We do not sell your personal information. However, to provide our Services, we must share data with specific third parties:

  • Insurance Carriers & Wholesale Brokers: We transmit your intake data to licensed insurance entities to obtain binding quotes and issue policies. These parties are independent controllers of your data.

  • Legal & Financial Service Providers: In the event of a Warranty claim, we may share relevant incident data with legal counsel or financial institutions to facilitate the immediate defense retainer transfer.

  • Service Providers: We use third-party tools for data processing, CRM, and hosting (e.g., Typeform, Tally, AWS).

  • Legal Requirements: We may disclose information if required by law, subpoena, or to protect the rights and safety of Agent Risk Score, our users, or the public.

4. Your AI Data & Patent-Pending Technology

We understand that your AI architecture is your competitive advantage.

  • SDK Data Usage: Data collected via the Cognitive Telemetry SDK is treated as highly confidential. It is used primarily for "Black Box" forensic analysis to distinguish between deterministic code bugs (E&O) and stochastic hallucinations (Warranty).

  • Aggregation: We may use anonymized, aggregated telemetry data to validate our patent-pending "Hardware anchored fraud protection" algorithms and to negotiate better insurance rates for our user base.

5. Data Security

We implement industry-standard security measures to protect your data, including encryption in transit and at rest. We specifically assess your own security posture (MFA, backups) during the intake process and hold ourselves to high standards of data stewardship. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

6. Your Rights (California & GDPR)

Depending on your location, you may have the following rights:

  • Access: Request a copy of the personal data we hold about you.

  • Correction: Request corrections to inaccurate data.

  • Deletion: Request deletion of your personal data (subject to legal retention requirements for insurance records).

  • Opt-Out: You may opt-out of marketing communications at any time.

To exercise these rights, please contact us at team@dynamicresonance.ai.

7. Third-Party Links and Services

Our Service involves purchasing insurance policies from third-party carriers. Once a policy is issued, the carrier’s Privacy Policy will also govern the data they hold. We recommend reviewing the privacy notices of any carrier named in your Certificate of Insurance.

8. Changes to This Policy

We may update this Privacy Policy to reflect changes in our technology (e.g., SDK V1.0 release), legal requirements, or business operations. We will notify you of significant changes via email or a prominent notice on our website.

9. Contact Us

If you have questions about this Privacy Policy, our data practices, or the Agent Risk Score AI Warranty, please contact us:

Dynamic Resonance AI, Inc. Email: team@dynamicresonance.ai Phone: +1 (415) 594-7557 Location: San Francisco, CA